Privacy Assist - Learn More
Privacy Assist® (referred to in the Legal Notice as "Identity Theft Protection Service") provides you with a suite of tools designed to give you the edge in protecting your credit and your good name from the harmful effects that can result from identity theft.
Get unlimited online access to the information that Equifax Inc.®, a leading credit reporting agency, is reporting about you right now.
Your credit file at Equifax Inc. will be monitored each business day for potentially fraudulent activity. You'll be sent a notification within 2 business days when new accounts are opened, inquiries are made, or address changes occur so you can take action as needed.
You'll also get:
- A credit score feature
Find out what your credit score is, read positive and negative factors that impact your score, and compare your score to the national average.
- A "what if" online credit analyzer tool
Know in advance how one financial decision might impact your credit score.
- Get easy-to-read, full summary credit reports
You will get a coupon you can redeem once every 90 days for an updated, easy-to-read summary credit report from Equifax Inc.
- Get $5,000 of identity theft insurance with a $250 deductible1
If you become a victim of identity theft, you'll be covered for certain items by an Identity Fraud Expense Coverage policy at no additional cost. This coverage is not available to New York residents.
- Get help when you need it most
You'll get access to a highly trained team of credit and identity theft recovery specialists.
1 Insurance underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, Connecticut 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on underwriting qualifications and state regulations. Coverage not available for residents of New York.
If your debit and credit cards are lost or stolen, Card Theft Protection (referred to in the Legal Notice as "Card Registry") provides these benefits:
- Card Care - Lost card creditor stop-notification services for all debit and credit cards with one call.
- Identity Theft Recovery Unit - 24x7 one-on-one personal assistance to help you stop credit and identity fraud.
- Central Card Registration - Keep your debit and credit card information in one place in case your wallet is lost or stolen.
- Emergency Cash - Request up to $2,000 of emergency cash against one of your qualified, registered credit cards if you are more than 100 miles from home. Certain restrictions and limitations apply.
- Credit Monitoring & Alerts - If a card is lost or stolen, you will receive daily credit report alerts for six months to help you stay informed and detect early signs of fraudulent activity.